Transparency Dashboard
Transparency Framework
OnRe maintains a transparency framework to give investors a clear, verifiable view into how ONyc operates. The transparency dashboard exists to make capital deployment, return generation, and risk boundaries observable rather than assumed.
Reinsurance is an actuarial asset class. Meaningful evaluation depends on understanding contract structure, exposure, and capital state, not on headline yield alone. The dashboard is designed to surface this information in a way that supports independent assessment.
View the OnRe Dashboard here: https://app.onre.finance/earn/transparency
The transparency dashboard serves three primary purposes.
Make Sources of Return Explicit
ONyc returns are generated through a combination of low-risk base assets and regulated reinsurance underwriting. The dashboard separates these components so investors can distinguish between base yield and underwriting-driven return, rather than relying on a single blended APY.
This separation allows investors to evaluate sustainability, risk-adjusted performance, and the economic drivers of yield with greater precision.
Define Risk Through Contract Terms Rather Than Market Dynamics
Reinsurance exposure is contractual, event-driven, and capped by design. Risk is determined by predefined coverage triggers and limits, not by leverage, trading activity, or digital asset price movements.
The dashboard reflects this structure by surfacing exposure, duration, and portfolio composition rather than volatility-based metrics. This frames risk in terms of contractual obligations and capital at risk, rather than market behavior.
Expose the Live State of Capital
The dashboard exposes the live state of capital across the system. It shows how much capital is deployed, how much remains liquid, and how exposure is distributed across risk types and durations.
This allows investors to assess liquidity, concentration, and redemption resilience based on current portfolio data rather than static or periodic disclosures.
Portfolio Transparency
OnRe provides portfolio-level transparency while preserving cedent confidentiality. Individual cedent identities are not disclosed. Instead, the dashboard exposes the economic and risk characteristics of the portfolio in aggregate, including:
Total limits deployed and premiums earned
Expense ratios and deal structures
Contract durations and coverage periods
Overall portfolio mix and exposure by risk type
These disclosures allow investors to evaluate portfolio composition, diversification, and capital efficiency without compromising counterparties or contractual relationships.
Risk, Verification, and Scope
ONyc underwriting exposure is defined at the contract level. Losses occur only if predefined coverage conditions are met and are capped by the contractual limit. The structure does not rely on leverage, forced liquidations, or reflexive market risk. Digital asset price movements do not directly affect underwriting outcomes. Risk follows actuarial models and real-world event probabilities rather than market sentiment or onchain liquidity dynamics.
Portfolio state is observable onchain. Net asset value is updated daily and streamed via independent oracles, reflecting material portfolio movements in near real time, including:
Premium accrual
Reserve adjustments
Claims activity
Collateral yield
This design ensures that changes in risk and capital position are verifiable as they occur, rather than subject to delayed, discretionary, or retrospective reporting.
Disclosures reflect the current portfolio and operating structure. Metrics and reporting surfaces may evolve as the product scales and additional strategies are introduced. All information is provided for informational purposes only.
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