Open Access vs Institutional Access

OnRe supports two pathways for acquiring ONyc, designed to meet the needs of both DeFi-native users and institutional capital allocators. Both routes access the same underlying reinsurance-backed yield. The main distinction is how you onboard: Open Access is permissionless, while Institutional Access requires KYC/KYB and is offered through OnRe's regulated framework.

Open Access (Permissionless Global Access)

Open Access is the permissionless route for acquiring ONyc. It gives everyday DeFi users a direct way to participate in reinsurance-backed yield without onboarding or account creation. Connect a wallet, acquire ONyc, and begin earning from its underlying performance immediately.

Open Access does not involve interaction with OnRe's regulated entities. It is operated independently to make ONyc broadly accessible while maintaining the regulatory requirements of the institutional pathway.

Key benefits include:

• No onboarding or approvals required

• Self-custody native for users who want full control of their assets

• Permissionless participation with no minimums or operational steps

• Broad global availability, subject to jurisdictional restrictions

Open Access is ideal for DeFi users who want fast, flexible access to ONyc and intend to use it across Solana’s ecosystem, including LPs, lending markets, or structured yield strategies.

Start here: https://app.onre.finance/earn

Institutional Access

Institutional Access is designed for allocators who need a regulated environment and standard institutional workflows. Through this route, ONyc can be acquired by entities that require compliance checks, documentation, and operational oversight around capital movements.

Participation occurs through OnRe’s regulated entities, and onboarding includes KYC/KYB and institutional verification. After onboarding, institutions interact with ONyc through a dedicated interface.

Key benefits include:

• Regulated participation for funds, corporate entities, and professional allocators

• KYC/KYB onboarding aligned with institutional compliance standards

• Support for larger subscriptions and redemptions with coordinated capital flows

• Direct communication with the OnRe capital team for ongoing relationship support

Institutional Access is suited for allocators deploying meaningful size or operating under mandates that require regulated infrastructure. It provides the controls institutions expect while giving access to the same reinsurance-backed yield engine that powers ONyc across the ecosystem.

Start here: https://app.onre.finance/institutional