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Team

A hands-on, responsive reinsurance team empowered to underwrite with speed and precision.

At OnRe, our reinsurance team is trusted to make decisions directly, ensuring efficient turnaround times and strong engagement with the broker market. We value clear communication and close collaboration, working with clients and brokers to structure programs that meet your needs and provide meaningful capacity. Our underwriting combines experience, sound judgment, and rigorous actuarial analysis supported by internal modelling.

On Re SAC Ltd. is authorised and regulated by the Bermuda Monetary Authority. OnRe holds a Class F licence under the Digital Asset Business Act 2018 and a Class IIGB licence under the Insurance Act 1978. Registration Number 55347.

What We Offer

Line Size: Up to $10,000,000 any one program

Structures: Facultative, Reinsurance, Retro, Excess of Loss

Coverage: Parametric, ILW, UNL, Elemental and Non-Elemental

Risk Appetite: Class-agnostic (short-tail only), One-shot deals (no reinstatements)

Global Reach: OnRe writes business on a worldwide basis

Flexible Terms: Stand-alone or multi-line treaty option with a max line of $10M per program

Portfolio Makeup

OnRe’s portfolio is built for diversification and resilience. Capital is allocated across short-tail risks, targeting a 50/50 mix of property catastrophe reinsurance and specialty insurance. This uncorrelated blend produces a balanced book of business that prioritizes capital preservation and minimizes downside risk.

Returns remain largely uncorrelated to treasury yields (sUSDe), keeping the risk of loss extremely low. This broad mix of geographies and risk types helps reduce exposure to market volatility and supports efficient use of capital.

Distribution

OnRe works with global brokers, such as Guy Carpenter and Howden, regulated MGAs, and rated carriers to source and structure well-underwritten, short-tail risk, ensuring a consistent pipeline of high-quality, capital-efficient programs worldwide.

Transparent, Trusted Risk Transfer

OnRe is redefining risk transfer by giving MGAs, carriers, and mutuals direct access to on-chain capital. We've built the infrastructure to connect digital capital to real-world reinsurance risk—empowering you to expand coverage, access global capital, and operate with confidence through real-time, verifiable flows.

Risk Appetite

Our risk appetite is guided by a disciplined approach to on-chain reinsurance. We balance risk and return through conservative investment strategies and targeted underwriting, focused on these key principles:

  • Capital Protection: Prioritizing principal preservation through high-quality assets and short-duration investments, supported by sUSDe yield and token rewards that reduce downside risk.

  • Liquidity: Maintaining strong liquidity to meet regulatory requirements and support investor flexibility, with ONyc tokens available 24/7 on secondary markets.

  • Risk Management: Reducing loss probability to ~0.5% through structured underwriting and active portfolio management, utilising stablecoins to strengthen capital resilience.

  • Regulatory Alignment: Adhering to stringent compliance standards, including the BMA’s BSCR requirements, to ensure long-term stability.

  • Dynamic Strategy: Regularly reviewing and adjusting investment objectives to account for changing market conditions and the unique risk profiles of each account.

Get in Touch

With over $963M in active demand for OnRe-backed coverage, if you're looking to optimize capital efficiency, diversify risk, and scale your portfolio, contact the OnRe Commercial team at [email protected].

To learn more about our risk appetite, classes of business, or approach to underwriting, contact:

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